PolitySocial Issues
News 16 of 22

Ayushman Bharat PM-JAY to Cover 1.24 Cr Poor & 15.9 Lakh Elderly in West Bengal with ₹5 Lakh Health Insurance

Target:UPSC GS-IIMPSCSSC GATeachingPrelims HighMains MediumStatic GK Link
05 May 2026
~2 min
Source: Indian Express
Key Data:₹5 lakh coverageLaunched 20181.24 crore poorest in WB15.9 lakh elderly (70+) in WB10.6 crore national hospital admissions₹1.48 lakh crore national cost
Bodies:National Health Authority (NHA)
Practice MCQs from today's news ▸
What This Article Covers

1.West Bengal, the last holdout, will join the AB-PMJAY scheme, providing ₹5 lakh health coverage to 1.24 crore poor families and 15.9 lakh elderly aged 70+.

2.The scheme, launched in 2018, now allows co-branding, with states like Maharashtra and Uttarakhand running integrated versions while adding their own beneficiaries.

3.This follows a pattern seen in Odisha (2024) and Delhi (2025), where BJP election victories led to the scheme's implementation, highlighting the politics of central health schemes.

The Big Picture
Prelims · HighMains · Medium

West Bengal is set to implement the Ayushman Bharat-PMJAY scheme following the BJP's electoral win, completing nationwide coverage. This will extend ₹5 lakh annual health insurance to the state's poorest families and all citizens aged 70+, a significant policy shift from the state's previous Swasthya Sathi scheme.

Exam Lens

Quick Exam Facts From News

Coverage Amount₹5 lakh per family per annum
Launch Year2018
Elderly Age Threshold70 years and above
National Hospitalizations (2018-2026)10.6 crore admissions

1-Minute Revision

  • ›Coverage Amount: ₹5 lakh per family per annum
  • ›Launch Year: 2018
  • ›Target this Data: 1.24 crore poorest families & 15.9 lakh elderly (70+) in West Bengal to be covered.
  • ›Target this Nodal Body: National Health Authority (NHA) is the implementing agency for AB-PMJAY.
  • ›Target this Legal Point: AB-PMJAY is a Centrally Sponsored Scheme (CSS), not a Central Sector Scheme.

Mastered this topic? Test your knowledge with a full MCQ quiz.

Practice exam-style questions, track your score, and strengthen your recall.

Q1Static LinkageEasy

Which apex body is responsible for the implementation of the Ayushman Bharat-PMJAY scheme?

Q2Statement-basedHard

Consider the following statements regarding Ayushman Bharat-PMJAY:

1. It provides an annual health cover of ₹5 lakh per family for secondary and tertiary care hospitalization.

2. The scheme was initially launched in the year 2020.

3. West Bengal was the last state to implement the scheme, following Odisha and Delhi.

Which of the statements given above is/are correct?

Q3Data-centricMedium

According to the article, how many elderly persons aged 70 and above in West Bengal are set to be covered under Ayushman Bharat-PMJAY?

Q4Application/ImpactMedium

What was a primary reason cited by the West Bengal government for initially dropping out of the Ayushman Bharat-PMJAY scheme in 2019?

All 15 MCQs ▸
You finished this topic
Explore Related Topics
Related Current Affairs
Polity Current Affairs

Bombay HC Rules Community Health Volunteers Entitled to Minimum Wage Under 1948 Act

The Bombay High Court has ruled that community health volunteers working for the BMC are entitled to minimum wages under the Minimum Wages Act, 1948, rejecting the argument that their honorarium exempts them. This judgment strengthens labour rights for contractual and volunteer workers, an important topic for UPSC labour jurisprudence and social security.

Polity Current Affairs

Health Ministry Backs Same-Sex Partners' Medical Decision Rights Under Mental Healthcare Act, 2017

The Union Health Ministry has told the Delhi High Court that excluding same-sex partners from making medical decisions for each other solely based on sexual orientation is unethical. This marks a significant administrative shift, though the government maintains that 'spouse' under Indian marriage laws only applies to heterosexual couples, creating a nuanced legal landscape for exam aspirants.

Polity Current Affairs

SC Recognises Student Mental Health Under Article 21 in Sukdeb Saha (2025); NEET Paper Leak Tests Institutional Responsibility

The Supreme Court has expanded the right to life (Article 21) to include student mental health, holding institutions responsible for student suicides under Sukdeb Saha v. State of Andhra Pradesh (2025). The NEET paper leak of 2026 becomes the first major test of this new constitutional principle, forcing the state to move beyond individual controversies toward structural reform in examinations and recruitment.

Polity Current Affairs

Karnataka HC Refuses to Quash Case Against Firm for Relabeling Expired Food; Calls it 'Assault on Public Health'

The Karnataka High Court has refused to quash a criminal case against Earth Recycler Pvt. Ltd and its representatives for allegedly relabeling expired food products with fresh expiry dates and reselling them. The court termed this a 'calculated assault on public health' and held that such acts attract provisions of the Bharatiya Nyaya Sanhita (BNS) for cheating and public mischief, beyond mere regulatory infractions under the Food Safety and Standards (FSS) Act. This judgment reinforces the legal principle that food safety is not just a regulatory matter but a fundamental consumer health concern, and that criminal liability can be invoked for such deceptive practices.

Polity Current Affairs

Allahabad HC Upholds Mandatory Govt Service Bond for Subsidised PG Medical Education

The Allahabad High Court has ruled that doctors who pursue subsidised PG medical education cannot evade the mandatory two-year government service bond, even if there is administrative delay in providing posting. The court held that the bond ensures availability of doctors in government hospitals and protects patients' right to life under Article 21.

Polity Current Affairs

SC Proposes Exempting Current Class 6 from Three-Language Policy; Centre Seeks More Time

The Supreme Court has proposed exempting the current Class 6 batch from the mandatory three-language policy, suggesting implementation from January 1, 2027. The Centre has sought more time to decide, while the court has asked for details on teacher availability and infrastructure.

Polity Current Affairs

ECI Voter Roll Integrity Crisis: Right to Vote vs Software, Form 6 Changes Under Scrutiny

An Indian Express investigation reveals that two Election Commissioners objected to key decisions on electoral rolls, raising constitutional questions about the right to vote being subordinated to software and bureaucratic rules. The article, written by RJD MP in Rajya Sabha, warns against the 'bureaucratisation of citizen’s right to vote' and highlights the 97 Goa voters left out due to software limitations.

Polity Current Affairs

J&K Panchayat Polls Delayed as OBC Reservation Decision Pending; All Three Tiers of Local Bodies Expired

J&K cannot hold panchayat elections until the government decides on OBC reservation based on the OBC Commission report. All three tiers of local bodies (Panchayats, BDCs, DDCs) have expired, leaving the UT without elected local governance. This deadlock is a key issue in the statehood restoration discourse.