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Ayushman Bharat PM-JAY Extended to All Senior Citizens Aged 70+ with ₹5 Lakh Annual Health Cover

Target:UPSC GS-IMPSCSSC GATeachingPrelims HighMains MediumStatic GK Link
13 May 2026
~2 min
Source: Indian Express
Key Data:₹5 lakh annual coverAge 70+Post-hospitalization 15 daysFirst implemented Sep 23, 2018
Bodies:National Health Authority (NHA)
Practice MCQs from today's news ▸
What This Article Covers

1.AB-PMJAY now covers all senior citizens aged 70+ for ₹5 lakh annual cashless health insurance, removing income and insurance status criteria.

2.The scheme, first implemented in 2018 and later withdrawn, has been re-launched with comprehensive coverage including pre and post-hospitalization expenses.

3.This expansion represents a strategic move towards universalizing health security for the elderly, a critical demographic, and is a key policy update for social sector questions.

The Big Picture
Prelims · HighMains · Medium

The Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB-PMJAY) has been expanded to include all senior citizens aged 70 and above across India, irrespective of their income or existing insurance. This policy shift recognizes universal health vulnerability in old age and provides a substantial safety net, marking a significant expansion in India's public health insurance architecture.

Exam Lens

Quick Exam Facts From News

Annual Coverage₹5 lakh cashless insurance
Age Eligibility70 years and above
First ImplementationSep 23, 2018 - Jan 10, 2019
Post-Hospitalization Cover15 days follow-up care

1-Minute Revision

  • ›Annual Coverage: ₹5 lakh cashless insurance
  • ›Age Eligibility: 70 years and above
  • ›Target this Data: Age '70 years', Coverage '₹5 lakh', Post-hospitalization '15 days'.
  • ›Target this Nodal Body: National Health Authority (NHA) - implementing agency for AB-PMJAY.
  • ›Target this Legal Point: Scheme is a 'Centrally Sponsored Scheme' (CSS) under the Ministry of Health and Family Welfare.

Mastered this topic? Test your knowledge with a full MCQ quiz.

Practice exam-style questions, track your score, and strengthen your recall.

Q1Static LinkageEasy

Which ministry is primarily responsible for the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB-PMJAY)?

Q2Statement-basedHard

Consider the following statements regarding the recent expansion of Ayushman Bharat PM-JAY:

1. It provides an annual health cover of ₹5 lakh to all senior citizens aged 70 and above.

2. Eligibility for this expansion is based on the income level of the senior citizen.

3. The scheme coverage includes expenses for fifteen days of post-hospitalisation follow-up care.

Which of the statements given above is/are correct?

Q3Data-centricMedium

According to the article, what is the annual cashless health insurance coverage amount provided under the expanded Ayushman Bharat PM-JAY for senior citizens?

Q4Application/ImpactMedium

What is a key distinguishing feature of the recent AB-PMJAY expansion for senior citizens, as per the article?

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