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CERT-In Issues Advisory on AI Cyber Risks; Calls for ₹11.5 Cr Fraud Review and Trusted Vendor List for Cooperative Banks

Target:UPSC GS-IIIMPSCTeachingBankingSSC GAPrelims HighMains HighStatic GK Link
30 Apr 2026
~2 min
Source: Indian Express
Key Data:89%₹11.5 crore2025
Bodies:CERT-InRBIParliamentary Standing Committee on FinanceAI Governance and Economic Group
Practice MCQs from today's news ▸
What This Article Covers

1.CERT-In issued an advisory on cyber risks from advanced AI like Anthropic's Mythos, urging stronger baseline security.

2.The RBI flagged cooperative banks' low security maturity, with a 2025 case showing ₹11.5 crore lost to a malicious app.

3.The article argues for financial support and trusted vendor lists over new regulation, warning against laws like the Draft Digital Competition Bill that could inadvertently increase vulnerabilities.

The Big Picture
Prelims · HighMains · High

Advanced AI systems like Anthropic's Mythos can now autonomously find and exploit software vulnerabilities, raising urgent cybersecurity concerns. Indian regulators (CERT-In, RBI) are responding with advisories, highlighting the need to bolster defenses, especially for resource-constrained entities like cooperative banks, rather than imposing restrictive new regulations.

Exam Lens

Quick Exam Facts From News

AI Attack Increase (2025)89%
Cooperative Bank Fraud (2025)₹11.5 crore
Advisory Issuing BodyCERT-In

1-Minute Revision

  • ›AI Attack Increase (2025): 89%
  • ›Cooperative Bank Fraud (2025): ₹11.5 crore
  • ›Target this Data: 89% increase in AI-enabled attacks in 2025 (CrowdStrike Report).
  • ›Target this Nodal Body: Indian Computer Emergency Response Team (CERT-In).
  • ›Target this Legal Point: Draft Digital Competition Bill's provisions on sideloading.

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Practice exam-style questions, track your score, and strengthen your recall.

Q1Static LinkageEasy

Which national agency issued the advisory on cyber risks posed by advanced AI systems, as mentioned in the article?

Q2Statement-basedHard

Consider the following statements regarding the cybersecurity challenges discussed in the article:

1. The RBI acknowledged that cooperative banks lagged on security maturity and had been subject to cyberattacks.

2. The Draft Digital Competition Bill proposes to mandate restrictions on sideloading to enhance mobile security.

3. A corpus fund and a trusted vendor list are proposed as solutions to help smaller entities like cooperative banks.

Which of the statements given above is/are correct?

Q3Data-centricMedium

According to the article, what was the amount involved in the cyber fraud at Himachal Co-operative Bank in 2025?

Q4Application/ImpactMedium

What is the primary argument made in the article regarding the government's response to AI-enabled cyber threats?

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