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EPFO Retains 8.25% Interest Rate on EPF for FY 2025-26, Affecting Over 7 Crore Subscribers

Target:UPSC GS-IIIMPSCSSC GATeachingPrelims HighMains MediumStatic GK Link
02 Mar 2026
~2 min
Source: The Hindu
Key Data:8.25% for FY 2025-268.25% for FY 2024-258.15% for FY 2022-238.10% for FY 2021-22Over 7 crore subscribers
Bodies:EPFOCentral Board of Trustees (CBT)Ministry of Finance
Practice MCQs from today's news ▸
What This Article Covers

1.EPFO's Central Board of Trustees (CBT) decided to retain the EPF interest rate at 8.25% for FY 2025-26.

2.The rate has been stable for two consecutive years, following an increase from 8.15% in FY 2022-23 to 8.25% in FY 2023-24.

3.The decision highlights EPFO's role in retirement savings and the government's concurrence process for rate finalization.

The Big Picture
Prelims · HighMains · Medium

The Employees' Provident Fund Organisation (EPFO) has decided to keep the interest rate on provident fund deposits unchanged at 8.25% for the financial year 2025-26. This decision, affecting over 7 crore subscribers, marks the second consecutive year of stability after a period of fluctuation in recent years.

Exam Lens

Quick Exam Facts From News

Interest Rate for FY 2025-268.25%
Interest Rate for FY 2024-258.25%
Interest Rate for FY 2023-248.25%
Interest Rate for FY 2022-238.15%
Interest Rate for FY 2021-228.10%
EPFO SubscribersOver 7 crore

1-Minute Revision

  • ›Interest Rate for FY 2025-26: 8.25%
  • ›Interest Rate for FY 2024-25: 8.25%
  • ›Target this Data: EPF interest rate for 2025-26 is 8.25%.
  • ›Target this Nodal Body: EPFO's Central Board of Trustees (CBT) recommends the rate.
  • ›Target this Process: The Finance Ministry must concur with the CBT's recommended rate.

Mastered this topic? Test your knowledge with a full MCQ quiz.

Practice exam-style questions, track your score, and strengthen your recall.

Q1Static LinkageEasy

Under which ministry does the Employees' Provident Fund Organisation (EPFO) operate?

Q2Statement-basedHard

Consider the following statements regarding the EPF interest rate:

1. The interest rate for 2025-26 has been retained at 8.25% by the EPFO.

2. The rate for 2021-22 was 8.15%, which was the lowest since 1977-78.

3. The final interest rate is credited after ratification by the Ministry of Finance.

Which of the statements given above is/are correct?

Q3Data-centricMedium

What was the interest rate on EPF deposits for the financial year 2022-23?

Q4Application/ImpactMedium

What is the primary significance of the EPFO's decision to retain the EPF interest rate?

All 25 MCQs ▸
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