Himachal Pradesh to Launch ₹10 Lakh Health Insurance Scheme for Poor Families – First State to Offer Comprehensive Coverage

West Bengal MMSBY: ₹5 Lakh Health Insurance Covering 2,000 Diseases for Underprivileged Families

West Bengal's Mukhyamantri Swasthya Bima Yojana (MMSBY) provides ₹5 lakh cashless health insurance covering ~2,000 diseases to families with annual income ≤ ₹8 lakh. The scheme integrates with existing Swasthya Sathi and Ayushman Bharat PM-JAY, offering free digital cards. Key for exams: state health scheme, income eligibility, disease coverage, and integration with central schemes.

Centre Mandates 60:40 Centre-State Funding Split for VB-G RAM-G Rural Employment Scheme

The Centre has shifted the funding pattern of the National Rural Employment Guarantee Scheme (now VB-G RAM-G) from 100% central funding to a 60:40 Centre-State split (90:10 for Himalayan/Northeast states). This marks a major fiscal federalism change, with states allocating full 40% despite political opposition. Essential for Prelims (ratio, scheme name) and Mains (fiscal federalism, rural wage floor).

Delhi Lakshmi Yojana: ₹5,100 Cr Budget, ₹2,500/Month Aid to Women via New Portal

Delhi CM Rekha Gupta launched the online portal for the Delhi Lakshmi Yojana on August 1, 2026, offering eligible women ₹2,500/month. With a ₹5,100 crore budget, the scheme fulfills a key BJP poll promise but includes strict eligibility exclusions and a lock-in component, making it a high-yield topic for welfare scheme-based questions in state and central exams.

Karnataka Bans HFSS Foods Near Schools Under FSS Act, 50-Metre Radius

Karnataka has banned the sale of High Fat, Sugar and Salt (HFSS) foods within 50 metres of schools and colleges, effective from July 24, 2026, under the Food Safety and Standards Act, 2006. This is a significant public health measure targeting childhood obesity and unhealthy eating habits, with implications for state-level governance, food safety regulations, and school health policies.

Delhi Lakshmi Yojana: ₹2,500 Monthly Assistance for Women, 33,730 Register on Day 1

Delhi Chief Minister Rekha Gupta launched the Lakshmi Yojana on August 1, 2026, offering ₹2,500 monthly assistance to eligible women aged 21-60 with annual family income below ₹2.5 lakh. Over 33,730 registrations were completed on the first day. The scheme includes a four-stage verification process and offers two modes of payment — a CBDC wallet plus FD/RD, or full FD/RD.

Bombay HC Rules Community Health Volunteers Entitled to Minimum Wage Under 1948 Act

The Bombay High Court has ruled that community health volunteers working for the BMC are entitled to minimum wages under the Minimum Wages Act, 1948, rejecting the argument that their honorarium exempts them. This judgment strengthens labour rights for contractual and volunteer workers, an important topic for UPSC labour jurisprudence and social security.

Tamil Nadu Launches Chief Minister's Elderly Health Insurance Scheme for 38 Lakh Seniors

Tamil Nadu has announced a new health insurance scheme for senior citizens aged 70+, covering 38 lakh beneficiaries with free treatment including cancer and organ transplants, integrated with AB-PMJAY. This is part of broader geriatric outreach including 1,000 mobile treatment centres, addressing India's ageing population challenge.

Jharkhand HC Directs State to Fill JSHRC Vacancies in 3 Months Citing Custodial Deaths

The Jharkhand High Court has ordered the state government to fill all vacancies in the Jharkhand State Human Rights Commission (JSHRC) within three months, noting that the commission has been non-functional since 2022. The court held that prolonged vacancies violate the Protection of Human Rights Act, 1993 and Supreme Court directions, and made the Chief Secretary personally responsible for compliance.