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BMS Hack Raises Cybersecurity Concerns; Credit-Deposit Gap Widens to 5.4%; GEI Targets for Steel Under CCTS

Target:UPSC GS-IIIMPSCBankingTeachingSSC GAPrelims HighMains HighStatic GK Link
08 Jul 2026
~2 min
Source: Indian Express
Key Data:5.4 percentage points82.5% credit-to-deposit ratio47% emission intensity target60% non-fossil capacity target15 metres Bluetooth range50±1% debt-to-GDP target
Bodies:RBIBureau of Energy EfficiencyCentral Pollution Control BoardMinistry of PowerAppleGoogle
Practice MCQs from today's news ▸
What This Article Covers

1.Government directed Apple/Google to remove apps used to hack e-rickshaw Battery Management Systems via Bluetooth, raising cybersecurity concerns.

2.Credit-deposit gap widened to 5.4 percentage points as of June 15, credit-to-deposit ratio at 82.5%, as CASA deposit growth slows.

3.India notified Greenhouse Gas Emission Intensity (GEI) targets for iron & steel sector under Carbon Credit Trading Scheme (CCTS).

The Big Picture
Prelims · HighMains · High

Three critical concepts for UPSC: cybersecurity vulnerability in low-cost EVs via BMS hack, banking sector stress due to widening credit-deposit gap (5.4%), and India's emission intensity targets for steel sector under Carbon Credit Trading Scheme. These themes span Science, Economy, and Environment syllabus areas with strong prelims and mains potential.

Exam Lens

Quick Exam Facts From News

Credit-Deposit Gap (June 15)5.4 percentage points
Credit-to-Deposit Ratio82.5% (up from 75% in mid-2025)
India's Emission Intensity Target (2035)47% reduction on 2005 levels
Non-fossil Capacity Target (2035)60%
Bluetooth Low Energy Range~15 metres
Debt-to-GDP Target (March 2031)50±1% (from 56.1% in March 2026)

1-Minute Revision

  • ›Credit-Deposit Gap (June 15): 5.4 percentage points
  • ›Credit-to-Deposit Ratio: 82.5% (up from 75% in mid-2025)
  • ›Target this Data: Credit-deposit gap 5.4% (June 15), CD ratio 82.5%, Bluetooth range ~15m, emission intensity target 47% by 2035.
  • ›Target this Nodal Body: Bureau of Energy Efficiency (Ministry of Power) for Indian Carbon Market; Central Pollution Control Board for penalties under CCTS.
  • ›Target this Legal Point: Carbon Credit Trading Scheme, 2023; Paris Agreement (2015); India's 2035 NDCs.

Mastered this topic? Test your knowledge with a full MCQ quiz.

Practice exam-style questions, track your score, and strengthen your recall.

Q1Static LinkageEasy

Which ministry has oversight of the Indian Carbon Market platform under the Carbon Credit Trading Scheme?

Q2Statement-basedHard

Consider the following statements:

1. CASA deposits are high-cost for banks.

2. Term deposits interest rates are around 7-8%.

3. The credit-to-deposit ratio increased from 75% in mid-2025 to 82.5% as of June 15.

Which of the statements given above is/are correct?

Q3Data-centricMedium

What is the operating range of Bluetooth Low Energy used in the BAT-BMS app that allowed remote disabling of e-rickshaws?

Q4Application/ImpactMedium

What is the primary objective of setting Greenhouse Gas Emission Intensity (GEI) targets for industries under the Carbon Credit Trading Scheme?

All 25 MCQs ▸
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