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CAG Audit in Bihar Flags 41% Beneficiary Verification, ₹33.44 Cr Inadmissible Payments Under Ayushman Bharat-PMJAY

Target:UPSC GS-IIMPSCTeachingSSC GAPrelims HighMains HighStatic GK Link
02 Mar 2026
~2 min
Source: Indian Express
Key Data:41% beneficiary verification₹33.44 crore inadmissible payments₹71.08 crore interest liability56% houses without toiletsArticle 151
Bodies:Comptroller and Auditor General of India (CAG)Bihar Swasthya Suraksha Samiti
Practice MCQs from today's news ▸
What This Article Covers

1.CAG performance audit for 2018-2024 flags major implementation gaps in Ayushman Bharat-PMJAY and PMAY-G in Bihar, submitted under Article 151.

2.Only 41% of targeted Ayushman beneficiaries were verified; PMAY-G saw 56% of 'completed' houses lacking toilets, revealing data-ground reality mismatch.

3.Key issues include under-utilised funds, delayed empanelment, untrained staff, and weak monitoring, offering fodder for mains answers on accountability and social audit.

The Big Picture
Prelims · HighMains · High

A CAG performance audit of two major central schemes in Bihar reveals systemic lapses, including weak beneficiary verification, fund mismanagement, and significant gaps between official data and ground reality. This highlights critical governance challenges in flagship welfare program implementation, a recurring theme in UPSC GS-II and state PSC exams.

Exam Lens

Quick Exam Facts From News

CAG Report CoverageSept 2018-Mar 2024 (AB-PMJAY) & 2017-24 (PMAY-G)
AB-PMJAY Beneficiary VerificationOnly 41% (2.56 Cr/6.18 Cr) verified
Inadmissible Payments (AB-PMJAY)₹33.44 Crore
PMAY-G Houses Sanctioned in Bihar30.67 Lakh (2017-18 to 2023-24)
PMAY-G Houses Without Toilets56% (541 of 961 verified)
Constitutional Article for CAG ReportArticle 151

1-Minute Revision

  • ›CAG Report Coverage: Sept 2018-Mar 2024 (AB-PMJAY) & 2017-24 (PMAY-G)
  • ›AB-PMJAY Beneficiary Verification: Only 41% (2.56 Cr/6.18 Cr) verified
  • ›Target this Data: Only 41% of targeted Ayushman beneficiaries in Bihar were verified.
  • ›Target this Nodal Body: Bihar Swasthya Suraksha Samiti (State Health Agency for AB-PMJAY).
  • ›Target this Legal Point: CAG reports are submitted to the Governor under Article 151 of the Constitution.

Mastered this topic? Test your knowledge with a full MCQ quiz.

Practice exam-style questions, track your score, and strengthen your recall.

Q1Static LinkageEasy

Under which constitutional article are the CAG's audit reports relating to a state's accounts submitted to the Governor?

Q2Statement-basedMedium

Consider the following statements regarding the CAG audit findings on Ayushman Bharat-PMJAY in Bihar:

1. Only 41% of the targeted beneficiaries were verified by March 2024.

2. The audit found that the State Health Agency admitted 19,917 time-barred claims.

3. The IEC Cell for the scheme was set up in April 2022, more than three years after its launch.

Which of the statements given above is/are correct?

Q3Data-centricMedium

According to the CAG report, what was the amount of inadmissible payments made by the State Health Agency under Ayushman Bharat-PMJAY in Bihar?

Q4Application/ImpactMedium

What was a major finding of the CAG's physical verification of 'completed' PMAY-G houses in Bihar, as per the news article?

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