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CAG Audit (2017-23) Flags 67% Target, ₹36.84 Cr Unpaid Interest, and PwD Shortfall in Gujarat's PMAY-G

Target:UPSC GS-IIMPSCTeachingSSC GAPrelims HighMains HighStatic GK Link
25 Mar 2026
~2 min
Source: Indian Express
Key Data:67% houses completed₹36.84 crore unreturned interest0.10% PwD beneficiaries₹143.66 crore diverted to GSFS74% houses completed in time
Bodies:CAGCommissionerate of Rural Development (CRD)Gujarat State Financial Services Ltd (GSFS)District Rural Development Authorities (DRDAs)
Practice MCQs from today's news ▸
What This Article Covers

1.CAG's compliance audit for 2017-23 reveals significant lapses in Gujarat's implementation of Pradhan Mantri Awaas Yojana-Gramin (PMAY-G).

2.Key findings include only 67% houses completed against target, ₹36.84 crore unreturned interest, and only 0.10% houses for Persons with Disabilities against a 5% mandate.

3.The report flags issues like geo-tagging fraud, double payments, and fund diversion, making it a prime case for questions on accountability and social audit.

The Big Picture
Prelims · HighMains · High

A CAG audit of PMAY-G in Gujarat (2017-23) exposes major implementation gaps including omission of eligible beneficiaries, misuse of funds, and deviation from scheme guidelines. This is a crucial case study for governance and social welfare scheme questions in mains, highlighting the role of audit institutions and challenges in last-mile delivery.

Exam Lens

Quick Exam Facts From News

Audit Period2017 to March 2023
Houses Completed67% (4,06,266 of 6,06,040 target)
PwD Beneficiary Shortfall0.10% vs 5% target
Unreturned Interest₹36.84 crore

1-Minute Revision

  • ›Audit Period: 2017 to March 2023
  • ›Houses Completed: 67% (4,06,266 of 6,06,040 target)
  • ›Target this Data: 67% houses completed against target (Prelims fact on scheme outcome).
  • ›Target this Nodal Body: Comptroller and Auditor General of India (CAG) - the auditing institution.
  • ›Target this Legal Point: Article 149 - Duties and powers of the CAG.

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Practice exam-style questions, track your score, and strengthen your recall.

Q1Static LinkageEasy

The audit of the PMAY-G scheme in Gujarat, as mentioned in the news, was conducted by which constitutional body?

Q2Statement-basedHard

Consider the following statements regarding the CAG audit findings on PMAY-G in Gujarat:

1. The state constructed 67% of houses against the target of 6.06 lakh houses until June 2023.

2. The audit found that 5% of the total targeted houses were allocated to persons with disabilities, meeting the central guideline.

3. The state government diverted ₹143.66 crore from the PMAY-G Scheme's State Nodal Account to Gujarat State Financial Services Ltd as an investment.

Which of the statements given above is/are correct?

Q3Data-centricMedium

According to the CAG report cited in the article, what percentage of the targeted houses in Gujarat's PMAY-G were completed within the stipulated time (12 months)?

Q4Application/ImpactMedium

What was a primary reason identified by District Rural Development Authorities (DRDAs) for the incomplete houses under PMAY-G in Gujarat, as per the CAG audit?

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