RBI Proposes One-Time Approval for Mutual Funds, Insurance Companies, and Pension Funds to Acquire Bank Stakes up to 10%

SEBI Proposes Net Settlement of Funds for Mutual Funds to Reduce Liquidity Needs

SEBI has proposed allowing mutual fund schemes to settle cash market transactions on a net basis for funds, while keeping securities settlement gross. This aims to reduce temporary liquidity pressures and operational inefficiencies, especially during index rebalancing or large redemptions, following a similar framework for FPIs.

Maharashtra Proposes DELTA Act for Land Tokenisation; Asset Base Estimated at ₹50 Lakh Crore

Maharashtra is set to become India's first 'tokenised State' by proposing the DELTA Act, which creates a legal framework to convert land ownership into blockchain-based digital tokens. This could unlock an estimated ₹50 lakh crore in state land value and set a template for national adoption of Real World Asset (RWA) tokenisation across gold, bonds, and carbon credits.

RBI Tags Tata Sons as Upper Layer NBFC: Deregistration Decision to Determine IPO Future

RBI has included Tata Sons in the Upper Layer NBFC list, triggering a mandatory listing requirement, but its pending deregistration as a Core Investment Company could exempt it. The RBI's decision on deregistration will decide whether Tata Sons must launch an IPO, reshaping the governance and capital structure of India's largest holding company.

FM Urges RBI to Advance CBDC & Digital Rupee; India's First Tokenised Corporate Bond Pilot by REC

Finance Minister Nirmala Sitharaman urged RBI to accelerate CBDC and digital Rupee capabilities, highlighting the success of India's first tokenised corporate bond pilot by REC under SEBI's sandbox. This signals a major push towards tokenisation in financial markets, with implications for exam questions on digital currency, fintech regulation, and RBI-SEBI coordination.

IRDAI Proposes Public Insurance Registry to Transform Insurance Sector

IRDAI has released a consultation paper proposing a Public Insurance Registry (PIR), a digital public infrastructure for insurance. This aims to create a unified, interoperable platform for policy data, enhancing accessibility, transparency, and efficiency across the insurance sector. This is a significant reform with implications for financial inclusion and digital governance.

IRDAI Proposes Insurance Reforms: Commission Caps at 20% for Distributors, 25% for Agents

IRDAI has proposed sweeping reforms to cap commissions and reduce expenses in the insurance sector, aiming to curb mis-selling and improve consumer protection. The move has triggered a sharp selloff in insurance distributors like Policybazaar and TurtleMint, whose high upfront commission model is directly threatened. For exam aspirants, this is a critical regulatory reform with implications for financial markets, consumer welfare, and insurance penetration in India.

SEBI Plans Bond Tokenisation Pilot, Eases FPI Onboarding via Digital PoA

SEBI is launching a pilot for bond tokenisation using shared ledger technology to improve settlement efficiency and reduce costs. Separately, it has eased FPI onboarding by allowing digitally signed Power of Attorney, eliminating notarisation and apostillisation. These reforms aim to deepen India's bond market and improve ease of doing business.

RBI & SEBI Tighten Cybersecurity Norms: ITRI, Kill Switch & 6-Hour Reporting Mandated

Indian financial regulators RBI and SEBI are significantly strengthening cybersecurity frameworks in response to rising AI-driven fraud. SEBI introduced an IT Resilience Index (ITRI) for market infrastructure institutions, while RBI mandated board-level ownership and a strict 6-hour cyber incident reporting window, signaling a major shift in regulatory vigilance.