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Supreme Court Denies Same-Sex Marriage; Queer Couples Face Banking, Inheritance Gaps

Target:UPSC GS-IMPSCBankingSSC GATeachingPrelims HighMains MediumStatic GK Link
26 Jun 2026
~2 min
Source: The Hindu
Key Data:Supriyo v. Union of India (2023)3:2 verdictFinance Ministry clarification Aug 28, 2024Section 45ZA, Banking Regulation Act, 1949Sarbati Devi v. Usha Devi (1984)Axis Bank #ComeAsYouAre charter Sept 6, 2021
Bodies:Supreme CourtFinance MinistryReserve Bank of IndiaAxis Bank
Practice MCQs from today's news ▸
What This Article Covers

1.Supreme Court in Supriyo v. Union of India (Oct 2023) declined same-sex marriage, leaving the matter to Parliament, which has not acted.

2.Finance Ministry (Aug 2024) clarified no restriction on joint accounts or partner nominations for queer couples, but bank-level KYC practices still create hurdles.

3.Under Indian law, a nominee is not an heir (Sarbati Devi v. Usha Devi, 1984); a registered will is the only reliable remedy for inheritance protection.

The Big Picture
Prelims · HighMains · Medium

Three years after the Supreme Court declined to legalize same-sex marriage, queer couples in India still lack legal recognition, leaving them vulnerable in banking, inheritance, and medical rights. While the Finance Ministry clarified no bar exists on joint accounts, ground-level bank practices and succession laws create systemic gaps that only a registered will can partially bridge.

Exam Lens

Quick Exam Facts From News

Landmark CaseSupriyo v. Union of India (2023)
SC Verdict3:2 majority declined marriage equality
Finance Ministry ClarificationAugust 28, 2024
Key Legal ProvisionSection 45ZA, Banking Regulation Act, 1949
Landmark Precedent on NomineeSarbati Devi v. Usha Devi (1984)
Axis Bank Charter#ComeAsYouAre (Sept 6, 2021)

1-Minute Revision

  • ›Landmark Case: Supriyo v. Union of India (2023)
  • ›SC Verdict: 3:2 majority declined marriage equality
  • ›Target this Data: Supriyo v. Union of India (2023) - 3:2 verdict
  • ›Target this Nodal Body: Finance Ministry (clarification on Aug 28, 2024) and RBI
  • ›Target this Legal Point: Section 45ZA, Banking Regulation Act, 1949; Sarbati Devi v. Usha Devi (1984)

Mastered this topic? Test your knowledge with a full MCQ quiz.

Practice exam-style questions, track your score, and strengthen your recall.

Q1Static LinkageEasy

Which provision of the Banking Regulation Act, 1949 deals with nomination on bank deposits?

Q2Statement-basedHard

Consider the following statements regarding the legal position of nominees in India:

1. A nominee is the legal heir of the deceased account holder.

2. The Supreme Court in Sarbati Devi v. Usha Devi (1984) held that a nominee receives money as a trustee for the legal heirs.

3. A registered will overrides any nomination made on a bank account.

Which of the statements given above is/are correct?

Q3Data-centricMedium

On which date did the Finance Ministry clarify that queer couples face no restrictions in opening a joint bank account or naming a partner as nominee?

Q4Application/ImpactMedium

What is the primary reason why a registered will is considered a more reliable remedy than a nomination for queer couples in India?

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