12 July 2026, Questions & Answers

52 current affairs questions with answers for UPSC, MPSC, SSC, Banking & Teaching exams.

52 questions  ·  0 topics covered  ·  11 min revision

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This page contains 52 current affairs questions with answers from 12 July 2026, covering multiple important topics and more. Each question includes the correct answer and a detailed explanation to help you understand the concept behind it.

These questions are curated specifically for UPSC, MPSC, SSC, Banking & Teaching exams, focusing on conceptual clarity, factual accuracy, and exam relevance. All questions are derived from important news published in The Hindu and Indian Express.

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12 July 2026, Questions with Answers

52 Qs
Q1.

Which body is the apex appellate authority under the Right to Information Act, 2005?

EasyUPSC, SSC
  • A.Central Bureau of Investigation
  • B.Central Information Commission✓ Correct Answer
  • C.National Human Rights Commission
  • D.Central Vigilance Commission
▶ Show Explanation

Explanation

The Central Information Commission (CIC) is the highest appellate body under the RTI Act, 2005. It hears complaints and appeals against decisions of Central Public Information Officers (CPIOs) and First Appellate Authorities.

Source: CIC Directs IIT-Madras to Disclose Project-Wise Grant Utilisation for FY 2023-24 →
Q2.

Consider the following statements regarding the RTI Act, 2005:

1. The Central Information Commission consists of a Chief Information Commissioner and up to 10 Information Commissioners.

2. Section 8(1)(j) of the RTI Act exempts disclosure of personal information that has no relationship to any public activity or interest.

3. The RTI Act applies only to Central government departments and not to state government bodies.

Which of the statements given above is/are correct?

HardUPSC, SSC
  • A.(A) Only 1
  • B.(B) Only 2
  • C.(C) Both 1 and 2✓ Correct Answer
  • D.(D) All three
▶ Show Explanation

Explanation

Statement 1 is correct as per the RTI Act. Statement 2 is correct as Section 8(1)(j) exempts personal information unless public interest justifies disclosure. Statement 3 is incorrect because the RTI Act applies to both Central and State public authorities, with State Information Commissions at the state level.

Source: CIC Directs IIT-Madras to Disclose Project-Wise Grant Utilisation for FY 2023-24 →
Q3.

According to the news, what was the total grant-in-aid received by IIT-Madras towards sponsored research projects during FY 2023-24?

MediumUPSC, SSC
  • A.₹241 crore
  • B.₹537 crore✓ Correct Answer
  • C.₹778 crore
  • D.₹1,000 crore
▶ Show Explanation

Explanation

The CPIO informed that IIT-M had received ₹537 crore towards sponsored research projects during FY 2023-24. ₹241 crore was for industry research projects. ₹778 crore is their sum, but the question specifically asks for sponsored research.

Source: CIC Directs IIT-Madras to Disclose Project-Wise Grant Utilisation for FY 2023-24 →
Q4.

What is the primary significance of the CIC's order in this case?

MediumUPSC, SSC
  • A.It exempts IITs from RTI disclosure requirements.
  • B.It reinforces the transparency obligation of publicly funded institutions regarding fund utilisation.✓ Correct Answer
  • C.It restricts citizens from seeking information about government grants.
  • D.It allows institutions to deny information citing voluminous data.
▶ Show Explanation

Explanation

The CIC directed IIT-M to provide project-wise grant utilisation details, rejecting the voluminous data and privacy exemption arguments. This upholds the principle that public funds must be transparently accounted for, and RTI cannot be denied on procedural grounds.

Source: CIC Directs IIT-Madras to Disclose Project-Wise Grant Utilisation for FY 2023-24 →
Q5.

Consider the following statements: 1. The Election Commission of India is a five-member body. 2. Union Ministry of Home Affairs decides the election schedule for the conduct of both general elections and bye-elections. 3. Election Commission resolves the disputes relating to splits/mergers of recognised political parties. Which of the statements given above is/are correct?

MediumUPSC, SSC
  • A.(A) 1 and 2 only
  • B.(B) 2 only
  • C.(C) 2 and 3 only
  • D.(D) 3 only✓ Correct Answer
▶ Show Explanation

Explanation

Statement 1 is incorrect: The Election Commission consists of a Chief Election Commissioner and two other Election Commissioners (three members). Statement 2 is incorrect: The election schedule is decided by the Election Commission, not the Home Ministry. Statement 3 is correct: The EC has the power to resolve disputes regarding splits/mergers of recognised political parties under the Election Symbols (Reservation and Allotment) Order, 1968.

Source: India-NZ Strategic Partnership, EC Form 6 SIR, Hydrogen Train, Akashvani 90 Years: UPSC Key →
Q6.

With reference to the India-New Zealand relations, consider the following statements:

1. India and New Zealand decided to elevate their bilateral relationship to a 'strategic partnership'.

2. India and New Zealand agreed to double bilateral trade by 2040.

3. India and New Zealand signed a pact on collaboration in Antarctic research.

4. India and New Zealand decided to launch the 'Kiwifruit Action Plan' and establish 2 Centres of Excellence for Kiwifruit in Gujarat and Sikkim.

How many of the statements given above are correct?

HardUPSC, State PSC
  • A.(A) Only one
  • B.(B) Only two✓ Correct Answer
  • C.(C) Only three
  • D.(D) All four
▶ Show Explanation

Explanation

Statement 1 is correct: They elevated ties to strategic partnership. Statement 2 is incorrect: The target is to double trade by 2030, not 2040. Statement 3 is correct: They signed a pact on Antarctic research. Statement 4 is incorrect: The Centres of Excellence are for Nagaland and Uttarakhand, not Gujarat and Sikkim. Thus only statements 1 and 3 are correct, so only two are correct.

Source: India-NZ Strategic Partnership, EC Form 6 SIR, Hydrogen Train, Akashvani 90 Years: UPSC Key →
Q7.

Which one of the following best describes the source of propulsion in a hydrogen fuel-cell train?

MediumUPSC, SSC
  • A.(A) Hydrogen is directly burned inside a diesel engine to produce mechanical energy.
  • B.(B) Electricity generated in a hydrogen fuel cell powers electric traction motors.✓ Correct Answer
  • C.(C) Hydrogen is converted into steam, which drives a steam turbine.
  • D.(D) Hydrogen is used only for auxiliary systems, while diesel powers the engine.
▶ Show Explanation

Explanation

In a hydrogen fuel-cell train, hydrogen and oxygen combine in fuel cells to produce electricity, which then powers electric traction motors. It does not involve direct combustion or steam generation. The train also has batteries for energy storage.

Source: India-NZ Strategic Partnership, EC Form 6 SIR, Hydrogen Train, Akashvani 90 Years: UPSC Key →
Q8.

With reference to Section 69A of the IT Act, consider the following statements:

1. It allows the Centre to issue orders blocking any information generated, transmitted, received, stored or hosted in any computer resource.

2. For blocking content under Section 69A, the Centre must deem it 'necessary'. This 'necessity', however, is only justifiable under grounds provided in Article 19(2) of the Constitution of India.

Which of the statements given above is/are not correct?

HardUPSC, SSC
  • A.(A) 1 only
  • B.(B) 2 only
  • C.(C) Both 1 and 2✓ Correct Answer
  • D.(D) Neither 1 nor 2
▶ Show Explanation

Explanation

Statement 1 is not correct because Section 69A allows blocking only for specified grounds (sovereignty, security, etc.), not 'any information' arbitrarily. Statement 2 is not correct because the necessity is justifiable under the grounds specified in Section 69A itself, not only under Article 19(2). Therefore both statements are not correct.

Source: India-NZ Strategic Partnership, EC Form 6 SIR, Hydrogen Train, Akashvani 90 Years: UPSC Key →
Q9.

Which body is responsible for granting in-principle approval (Acceptance of Necessity) for capital acquisitions of defense platforms in India?

EasyUPSC, SSC
  • A.Warship Design Bureau
  • B.Defence Acquisition Council✓ Correct Answer
  • C.Integrated Defence Staff
  • D.Ministry of Home Affairs
▶ Show Explanation

Explanation

The Defence Acquisition Council (DAC), headed by the Defence Minister, is the highest decision-making body for capital acquisitions and grants Acceptances of Necessity (AoNs) for procurement of defense platforms like warships.

Source: INS Mahendragiri Commissioned: 6th Project 17A Stealth Frigate Inducted in 1.5 Years →
Q10.

Consider the following statements regarding Project 17A:

1. The frigates under Project 17A are designed by the Warship Design Bureau.

2. INS Mahendragiri is the seventh and final frigate of Project 17A.

3. Project 17A frigates have over 75% indigenous content.

Which of the statements given above is/are correct?

HardUPSC, SSC
  • A.(A) Only 1
  • B.(B) Only 2
  • C.(C) Both 1 and 3✓ Correct Answer
  • D.(D) All three
▶ Show Explanation

Explanation

Statement 1 is correct: The frigates were designed by the Warship Design Bureau. Statement 2 is incorrect: INS Mahendragiri is the sixth frigate; the seventh (INS Vindhyagiri) is expected later in 2026. Statement 3 is correct: The article states over 75% indigenous content.

Source: INS Mahendragiri Commissioned: 6th Project 17A Stealth Frigate Inducted in 1.5 Years →
Q11.

What is the displacement of INS Mahendragiri, as mentioned in the news?

MediumUPSC, SSC
  • A.~5,500 tonnes
  • B.~6,670 tonnes✓ Correct Answer
  • C.~7,200 tonnes
  • D.~8,000 tonnes
▶ Show Explanation

Explanation

The article explicitly states that INS Mahendragiri has a displacement of approximately 6,670 tonnes. The other options are plausible distractors; 5,500 tonnes is typical of smaller frigates, while 7,200 and 8,000 are higher than the actual figure.

Source: INS Mahendragiri Commissioned: 6th Project 17A Stealth Frigate Inducted in 1.5 Years →
Q12.

What is the primary strategic significance of the rapid commissioning of Project 17A frigates like INS Mahendragiri?

MediumUPSC, SSC
  • A.Reducing India's dependence on imported crude oil
  • B.Enhancing India's maritime deterrence and indigenous shipbuilding capability✓ Correct Answer
  • C.Increasing India's export of warships to neighboring countries
  • D.Replacing all older destroyers with frigates in the Eastern Fleet
▶ Show Explanation

Explanation

The rapid commissioning of advanced stealth frigates strengthens India's naval presence in the Indian Ocean Region and demonstrates self-reliance in defense manufacturing. While exports may be a secondary benefit, the core objective is operational readiness and indigenous capability, as highlighted in the article.

Source: INS Mahendragiri Commissioned: 6th Project 17A Stealth Frigate Inducted in 1.5 Years →
Q13.

Which international organization commissioned the first scientific report on AI?

EasyUPSC, SSC
  • A.World Bank
  • B.United Nations✓ Correct Answer
  • C.International Monetary Fund
  • D.World Economic Forum
▶ Show Explanation

Explanation

The article states that the report was 'commissioned by the United Nations'. The UN Secretary-General António Guterres also released the report.

Source: UN’s First Scientific AI Report Warns of Compute Divide: US 75%, China 15%, Rest 10% →
Q14.

Consider the following statements regarding the UN's first scientific report on AI:

1. The report was co-chaired by Yoshua Bengio and Maria Ressa.

2. The report states that AI capabilities are progressing slower than scientific understanding.

3. The report notes that 75% of global AI computing capacity is located in the United States.

Which of the statements given above is/are correct?

HardUPSC, SSC
  • A.(A) Only 1
  • B.(B) Only 2
  • C.(C) Both 1 and 3✓ Correct Answer
  • D.(D) All three
▶ Show Explanation

Explanation

Statement 1 is correct: the panel was co-chaired by Yoshua Bengio and Maria Ressa. Statement 2 is incorrect: the report says AI capabilities are progressing faster than scientific understanding. Statement 3 is correct: the US accounts for about 75% of global AI computing capacity.

Source: UN’s First Scientific AI Report Warns of Compute Divide: US 75%, China 15%, Rest 10% →
Q15.

According to the UN report, what percentage of global AI computing capacity is located in China?

MediumUPSC, Banking
  • A.10%
  • B.15%✓ Correct Answer
  • C.20%
  • D.25%
▶ Show Explanation

Explanation

The article explicitly states: 'the United States accounting for around 75% of global AI computing capacity and China another 15%, leaving the rest of the world to share the remaining 10%'.

Source: UN’s First Scientific AI Report Warns of Compute Divide: US 75%, China 15%, Rest 10% →
Q16.

What is one of the key dangers highlighted by the UN report regarding the concentration of AI capabilities in a few firms and countries?

MediumUPSC, SSC
  • A.It leads to faster AI innovation and lower costs.
  • B.It could enable authoritarian capture and undermine democratic accountability.✓ Correct Answer
  • C.It ensures equal representation of global languages and cultures.
  • D.It simplifies the process of global AI regulation.
▶ Show Explanation

Explanation

The report explicitly warns: 'The concentration of AI capabilities in a small number of firms and countries could enable authoritarian capture and undermine democratic accountability'. The other options are either opposite or not mentioned.

Source: UN’s First Scientific AI Report Warns of Compute Divide: US 75%, China 15%, Rest 10% →
Q17.

Which organization's foundational mandate is European security, as mentioned in the article?

EasyUPSC, SSC
  • A.United Nations (UN)
  • B.North Atlantic Treaty Organization (NATO)✓ Correct Answer
  • C.European Union (EU)
  • D.Organisation for Security and Co-operation in Europe (OSCE)
▶ Show Explanation

Explanation

The article states that NATO was founded in 1949 as a bulwark against Soviet expansion and its foundational mandate is European security. The Russia-Ukraine war remains its foremost priority in this context.

Source: European NATO Allies Pledge $50B Defence, €70B Ukraine Aid as US Plans Troop Drawdown →
Q18.

Consider the following statements regarding the 2026 NATO summit in Ankara:

1. European allies pledged $50 billion in new defence procurements and €70 billion in military assistance to Ukraine.

2. All 32 NATO members are on track to meet the 5% GDP defence spending target in 2026.

3. The summit declaration reaffirmed an 'ironclad commitment' to Article 5.

Which of the statements given above is/are correct?

HardUPSC, SSC
  • A.(A) Only 1
  • B.(B) Only 2
  • C.(C) Both 1 and 3✓ Correct Answer
  • D.(D) All three
▶ Show Explanation

Explanation

Statement 1 is correct: European allies pledged $50 billion in new defence procurements and €70 billion in Ukraine aid. Statement 2 is incorrect: only five of NATO's 32 members are on track to meet the 5% target in 2026. Statement 3 is correct: the summit declaration included an 'ironclad commitment' to Article 5. Hence option C is correct.

Source: European NATO Allies Pledge $50B Defence, €70B Ukraine Aid as US Plans Troop Drawdown →
Q19.

According to the article, what amount did European allies pledge in new defence procurements at the Ankara summit?

MediumUPSC, Banking
  • A.$30 billion
  • B.$50 billion✓ Correct Answer
  • C.€70 billion
  • D.$100 billion
▶ Show Explanation

Explanation

The article explicitly states that European allies pledged $50 billion in new defence procurements (a bonanza for America's military-industrial complex). €70 billion was pledged as military assistance to Ukraine, not defence procurements. The other options are distractors.

Source: European NATO Allies Pledge $50B Defence, €70B Ukraine Aid as US Plans Troop Drawdown →
Q20.

What is the primary reason European allies are seeking greater defence autonomy, as per the article?

MediumUPSC, SSC
  • A.To reduce overall defence spending
  • B.To align with US global military strategy
  • C.To ensure security amid US strategic ambiguity on intervention✓ Correct Answer
  • D.To counter China's influence in Europe
▶ Show Explanation

Explanation

The article highlights that the US drawdown and Trump's conditional approach to Article 5 create 'strategic ambiguity on the matter of American intervention'. European allies want to develop capabilities to provide credible deterrence against Russia even without guaranteed US help. Options A, B, and D are not supported by the article.

Source: European NATO Allies Pledge $50B Defence, €70B Ukraine Aid as US Plans Troop Drawdown →
Q21.

Which ministry/department is primarily responsible for negotiating trade agreements like CEPA on behalf of India?

EasyUPSC, SSC
  • A.Ministry of External Affairs
  • B.Ministry of Commerce and Industry✓ Correct Answer
  • C.Ministry of Finance
  • D.Ministry of Home Affairs
▶ Show Explanation

Explanation

The Ministry of Commerce and Industry, through its Department of Commerce, is the nodal ministry for India's international trade negotiations, including FTAs and CEPAs. The article mentions Commerce Minister Piyush Goyal's visit to Canada, confirming this.

Source: India-Canada CEPA Talks: 3rd Round in Ottawa, Preferential Market Access for Canadian Goods →
Q22.

Consider the following statements regarding the India-Canada CEPA:

1. The 3rd round of CEPA talks was held in New Delhi.

2. The agreement is intended to provide preferential market access for Canadian goods and services in India.

3. Canadian Trade Minister Maninder Sidhu was born in Punjab and represents the Brampton East constituency.

Which of the statements given above is/are correct?

HardUPSC, SSC
  • A.(A) Only 1
  • B.(B) Only 2
  • C.(C) Both 2 and 3✓ Correct Answer
  • D.(D) All three
▶ Show Explanation

Explanation

Statement 1 is incorrect: the 3rd round was held in Ottawa, not New Delhi. The 2nd round was held in New Delhi (May 4-8, 2026). Statement 2 is correct: the Canadian minister's office stated the agreement is intended to provide preferential market access. Statement 3 is correct: Sidhu was born in Punjab and moved to Brampton, representing Brampton East.

Source: India-Canada CEPA Talks: 3rd Round in Ottawa, Preferential Market Access for Canadian Goods →
Q23.

When did the 2nd round of India-Canada CEPA negotiations take place?

MediumUPSC, Banking
  • A.July 6-10, 2026
  • B.May 4-8, 2026✓ Correct Answer
  • C.June 2025
  • D.October 2026
▶ Show Explanation

Explanation

The article states the 2nd round took place in New Delhi on May 4-8, 2026. Option A (July 6-10) is the 3rd round. Option C (June 2025) is when PM Modi and PM Carney first met at the G7 Summit. Option D (October 2026) is when the business delegation will visit India.

Source: India-Canada CEPA Talks: 3rd Round in Ottawa, Preferential Market Access for Canadian Goods →
Q24.

What is the primary strategic objective of the India-Canada CEPA in the current geopolitical context?

MediumUPSC, SSC
  • A.To reduce India's dependence on Middle Eastern oil
  • B.To enhance supply chain resilience and diversify trade partners amid global tariff turmoil✓ Correct Answer
  • C.To establish a military alliance between India and Canada
  • D.To replace India's existing trade agreements with other countries
▶ Show Explanation

Explanation

The article explicitly states the agreement will 'support more resilient supply chains' and mentions 'geopolitical turmoil over US tariffs and the repercussions on energy supplies'. The CEPA aims to create opportunities by reducing trade barriers and strengthening access to supply chains, not to replace existing agreements or form a military alliance.

Source: India-Canada CEPA Talks: 3rd Round in Ottawa, Preferential Market Access for Canadian Goods →
Q25.

Which international treaty governed the 2016 arbitral ruling on the South China Sea?

EasyUPSC, SSC
  • A.UNCLOS✓ Correct Answer
  • B.Geneva Convention on the Law of the Sea
  • C.WTO Dispute Settlement Understanding
  • D.Statute of the International Court of Justice
▶ Show Explanation

Explanation

The 2016 arbitral tribunal was established under Annex VII of the United Nations Convention on the Law of the Sea (UNCLOS). The other options are not directly related to maritime boundary disputes.

Source: 10th Anniversary: 14 Nations Reaffirm 2016 UNCLOS Ruling Against China’s SCS Claims →
Q26.

Consider the following statements regarding the 2016 South China Sea arbitration:

1. The arbitration was initiated by the Philippines.

2. China participated in the arbitration proceedings.

3. The ruling declared China's nine-dash line claims invalid under UNCLOS.

Which of the statements given above is/are correct?

HardUPSC, SSC
  • A.(A) Only 1
  • B.(B) Only 2
  • C.(C) Both 1 and 3✓ Correct Answer
  • D.(D) All three
▶ Show Explanation

Explanation

Statement 1 is correct: the Philippines initiated arbitration in 2013. Statement 2 is incorrect: China refused to participate and rejected the tribunal's jurisdiction. Statement 3 is correct: the ruling held that China's historic rights within the nine-dash line have no legal basis under UNCLOS.

Source: 10th Anniversary: 14 Nations Reaffirm 2016 UNCLOS Ruling Against China’s SCS Claims →
Q27.

How many nations issued the joint statement reaffirming the 2016 South China Sea ruling on July 12, 2026?

MediumUPSC, SSC
  • A.12
  • B.14✓ Correct Answer
  • C.16
  • D.10
▶ Show Explanation

Explanation

The article lists 14 nations: US, UK, Philippines, Japan, Australia, New Zealand, Canada, Germany, Italy, Estonia, Latvia, Lithuania, Romania, and Slovenia. The number 12 is a distractor from the headline '12 other nations' (excluding US and UK).

Source: 10th Anniversary: 14 Nations Reaffirm 2016 UNCLOS Ruling Against China’s SCS Claims →
Q28.

What is the primary significance of the 2016 UNCLOS arbitral ruling for international law?

MediumUPSC, SSC
  • A.It established China’s historic rights over the South China Sea.
  • B.It set a precedent for resolving maritime disputes through legal mechanisms under UNCLOS.✓ Correct Answer
  • C.It granted China exclusive sovereignty over the entire South China Sea.
  • D.It removed the role of the United Nations in maritime disputes.
▶ Show Explanation

Explanation

The ruling reaffirmed that UNCLOS is the governing legal framework for maritime claims and that historic rights cannot override it. It demonstrated the effectiveness of compulsory arbitration under UNCLOS Annex VII, even without the respondent’s participation.

Source: 10th Anniversary: 14 Nations Reaffirm 2016 UNCLOS Ruling Against China’s SCS Claims →
Q29.

Which US military command was responsible for launching the strikes on Iranian targets mentioned in the news?

EasyUPSC, SSC
  • A.US European Command
  • B.US Central Command (CENTCOM)✓ Correct Answer
  • C.US Indo-Pacific Command
  • D.US Africa Command
▶ Show Explanation

Explanation

The article explicitly states that the US Central Command (CENTCOM) launched the strikes. CENTCOM is responsible for military operations in the Middle East and Central Asia, including the Persian Gulf region.

Source: US Launches 3rd Round of Strikes on Iran After IRGC Closes Strait of Hormuz; Global Oil Supply at Risk →
Q30.

Consider the following statements:

1. The US launched its third round of strikes on Iran this week in response to an attack on a commercial vessel.

2. The IRGC announced the closure of the Strait of Hormuz until further notice after the US strikes.

3. The attacked vessel was a US-flagged container ship named M/V GFS Galaxy.

Which of the statements given above is/are correct?

HardUPSC, SSC
  • A.(A) Only 1
  • B.(B) Only 2
  • C.(C) Both 1 and 2✓ Correct Answer
  • D.(D) All three
▶ Show Explanation

Explanation

Statement 1 is correct: the US launched the third round of strikes this week after the IRGC attacked a vessel. Statement 2 is correct: the IRGC announced the closure of the Strait of Hormuz. Statement 3 is incorrect: the vessel was Cyprus-flagged, not US-flagged. Hence option C is correct.

Source: US Launches 3rd Round of Strikes on Iran After IRGC Closes Strait of Hormuz; Global Oil Supply at Risk →
Q31.

According to the article, approximately what fraction of the world's traded oil and gas passes through the Strait of Hormuz?

MediumUPSC, Banking
  • A.One-tenth
  • B.One-fifth✓ Correct Answer
  • C.One-third
  • D.One-half
▶ Show Explanation

Explanation

The article states the strait is 'a critical route for nearly a fifth of the world's traded oil and gas'. One-fifth is equivalent to 20%. Other options are close distractors but not mentioned in the article.

Source: US Launches 3rd Round of Strikes on Iran After IRGC Closes Strait of Hormuz; Global Oil Supply at Risk →
Q32.

What is the primary concern raised by the closure of the Strait of Hormuz as mentioned in the article?

MediumUPSC, SSC
  • A.Disruption to global energy supplies✓ Correct Answer
  • B.Increased piracy in the region
  • C.Environmental damage from oil spills
  • D.Loss of revenue for Oman
▶ Show Explanation

Explanation

The article explicitly says 'The declaration has raised concerns over global energy supplies, as the strait is a critical route for nearly a fifth of the world's traded oil and gas.' The other options are not mentioned as primary concerns.

Source: US Launches 3rd Round of Strikes on Iran After IRGC Closes Strait of Hormuz; Global Oil Supply at Risk →
Q33.

Which constitutional body audited the state finances of Telangana and published the report mentioned in the article?

EasyUPSC, SSC
  • A.Comptroller and Auditor General of India✓ Correct Answer
  • B.Finance Commission
  • C.Reserve Bank of India
  • D.NITI Aayog
▶ Show Explanation

Explanation

The article mentions the 'Comptroller and Auditor General of India (CAG)' report on State Finances 2024-25. The CAG is the constitutional authority under Article 148 that audits the accounts of the Union and state governments.

Source: CAG Report: Telangana Spent 12.74% of Revenue on Interest, Relied on RBI WMA for 363 Days →
Q34.

Consider the following statements regarding the financial status of Telangana in 2024-25:

1. The state spent 12.74% of its total expenditure on interest payments.

2. Telangana, Rajasthan, and Andhra Pradesh together availed 62% of the total Ways and Means Advances from RBI.

3. Telangana's own tax revenues were in excess of 60%, yet it reported a revenue deficit.

Which of the statements given above is/are correct?

HardUPSC, State PSC
  • A.Only 1
  • B.Only 2
  • C.Both 1 and 3
  • D.Both 2 and 3✓ Correct Answer
▶ Show Explanation

Explanation

Statement 1 is incorrect — the article says Telangana spent 12.74% of its 'revenue expenditure' (not total expenditure) on interest. Statement 2 is correct — the three states availed 62% of total WMA. Statement 3 is correct — own tax revenues exceeded 60% but receipts were only 90% of revenue expenditure, indicating a revenue deficit.

Source: CAG Report: Telangana Spent 12.74% of Revenue on Interest, Relied on RBI WMA for 363 Days →
Q35.

According to the CAG report on State Finances 2024-25, for how many days did Telangana rely on RBI's Ways and Means Advances?

MediumUPSC, SSC
  • A.365 days
  • B.363 days✓ Correct Answer
  • C.300 days
  • D.250 days
▶ Show Explanation

Explanation

The article explicitly states that Telangana's dependence on Way and Means Advances was for 363 out of 365 days. Options 365, 300, and 250 are distractors — 365 days is close but incorrect.

Source: CAG Report: Telangana Spent 12.74% of Revenue on Interest, Relied on RBI WMA for 363 Days →
Q36.

What does the high interest payment (12.74% of revenue expenditure) and heavy reliance on RBI Ways and Means Advances primarily indicate about Telangana's fiscal position?

MediumUPSC, State PSC
  • A.The state has high capital expenditure on infrastructure
  • B.The state is facing severe cash flow mismatches and debt servicing pressure✓ Correct Answer
  • C.The state has a surplus budget and high reserves
  • D.The state is reducing its dependence on borrowings
▶ Show Explanation

Explanation

High interest payments indicate large accumulated debt, while 363-day reliance on WMA shows that the state's receipts do not match its payment obligations, forcing it to borrow short-term. This indicates fiscal stress, not a surplus or high capital expenditure.

Source: CAG Report: Telangana Spent 12.74% of Revenue on Interest, Relied on RBI WMA for 363 Days →
Q37.

Which institute conducted the study on drone-based TB diagnosis cost reduction in Telangana's Yadadri Bhuvanagiri district?

EasyUPSC, SSC
  • A.AIIMS Delhi
  • B.AIIMS Bibinagar✓ Correct Answer
  • C.ICMR Headquarters
  • D.National Institute of Tuberculosis Research
▶ Show Explanation

Explanation

The article explicitly states that the study was conducted by the All India Institute of Medical Sciences (AIIMS), Bibinagar in Telangana. AIIMS Delhi or ICMR headquarters were not the primary conducting institute.

Source: i-DRONE Initiative Cuts TB Diagnosis Cost by 99% and Time to 5 Days in Telangana →
Q38.

Consider the following statements regarding the drone sample testing study for TB diagnosis:

1. The average out-of-pocket expenditure for patients dropped from ₹9,451 to ₹91.

2. The median patient delay (time from symptom onset to seeking care) reduced from 15 days to 5 days.

3. During the drone phase, 76.3% of patients received their test results the next day.

Which of the statements given above is/are correct?

HardUPSC, SSC
  • A.(A) Only 1
  • B.(B) Only 2
  • C.(C) Both 1 and 3✓ Correct Answer
  • D.(D) All three
▶ Show Explanation

Explanation

Statement 1 is correct: expenditure dropped to ₹90.9 (≈₹91). Statement 2 is incorrect: patient delay remained at 6 days, not reduced from 15 to 5 (that was diagnostic delay). Statement 3 is correct: 76.3% received results the next day during drone phase. Hence option C is correct.

Source: i-DRONE Initiative Cuts TB Diagnosis Cost by 99% and Time to 5 Days in Telangana →
Q39.

According to the AIIMS Bibinagar study, what was the median turnaround time for TB diagnosis before the introduction of drones?

EasyUPSC, Banking
  • A.5 days
  • B.10 days
  • C.12 days
  • D.15 days✓ Correct Answer
▶ Show Explanation

Explanation

The study reported the median turnaround time dropped from 15 days (pre-drone) to 5 days (post-drone). Options like 5 days (post-drone), 10 or 12 days are distractors not mentioned in the article.

Source: i-DRONE Initiative Cuts TB Diagnosis Cost by 99% and Time to 5 Days in Telangana →
Q40.

What was the primary objective of the drone programme implemented in Yadadri Bhuvanagiri district?

MediumUPSC, SSC
  • A.To conduct aerial surveys for identifying TB hotspots
  • B.To transport sputum samples from remote PHCs to TB units and deliver medicines back✓ Correct Answer
  • C.To replace all GeneXpert machines with Truenat tests
  • D.To train healthcare workers in drone piloting
▶ Show Explanation

Explanation

The article clearly states the drone programme aims to 'streamline the transport of sputum samples from PHCs in remote areas to district tuberculosis (TB) units, with medicines delivered back to the PHCs on return flights.' Options A and C are not mentioned; option D is a secondary activity.

Source: i-DRONE Initiative Cuts TB Diagnosis Cost by 99% and Time to 5 Days in Telangana →
Q41.

Which organization oversees the Joint Maritime Information Center (JMIC) as mentioned in the article?

EasyUPSC, SSC
  • A.US Central Command (CENTCOM)
  • B.US Navy✓ Correct Answer
  • C.Islamic Revolutionary Guard Corps (IRGC)
  • D.Omani Navy
▶ Show Explanation

Explanation

The article explicitly states that the Joint Maritime Information Center (JMIC) is an organisation that the US Navy oversees. CENTCOM is a separate command that issued statements on the strait's status.

Source: Strait of Hormuz Crisis: Iran Blocks, US CENTCOM Declares Southern Route Open, JMIC Reports Severe Threat →
Q42.

Consider the following statements:

1. The Strait of Hormuz was closed by Iran's IRGC after firing warning shots at a vessel.

2. According to the JMIC, the entire Strait of Hormuz is completely closed to all vessels.

3. The US Central Command declared that Iran does not control the Strait of Hormuz.

Which of the statements given above is/are correct?

HardUPSC, SSC
  • A.(A) Only 1
  • B.(B) Only 2
  • C.(C) Both 1 and 3✓ Correct Answer
  • D.(D) All three
▶ Show Explanation

Explanation

Statement 1 is correct: IRGC closed the strait after firing warning shots. Statement 2 is incorrect: JMIC said the southern route remains open, not the entire strait closed. Statement 3 is correct: CENTCOM declared 'Iran does not control the strait.' Hence option C is correct.

Source: Strait of Hormuz Crisis: Iran Blocks, US CENTCOM Declares Southern Route Open, JMIC Reports Severe Threat →
Q43.

According to the article, which route of the Strait of Hormuz remains open for two-way traffic?

MediumUPSC, SSC
  • A.Northern route
  • B.Southern route via Oman✓ Correct Answer
  • C.Eastern route via Iran
  • D.Western route via UAE
▶ Show Explanation

Explanation

The article states that the Omani 'southern route' remains open for two-way traffic, as reported by JMIC and CENTCOM. This is the key factual detail for prelims.

Source: Strait of Hormuz Crisis: Iran Blocks, US CENTCOM Declares Southern Route Open, JMIC Reports Severe Threat →
Q44.

What is the primary assertion made by the US Central Command regarding the Strait of Hormuz in the article?

MediumUPSC, SSC
  • A.The strait is under Iranian control
  • B.US forces are not involved in the region
  • C.The strait is open for all vessels to lawfully transit✓ Correct Answer
  • D.The strait will be closed for security reasons
▶ Show Explanation

Explanation

The article quotes CENTCOM stating 'Hormuz is open for all vessels to lawfully transit the strategic waterway' and that US forces are positioned to ensure freedom of navigation. This reflects the US stance against Iran's closure claims.

Source: Strait of Hormuz Crisis: Iran Blocks, US CENTCOM Declares Southern Route Open, JMIC Reports Severe Threat →
Q45.

Which state government body is primarily responsible for the cluster redevelopment project mentioned in the Bombay High Court ruling?

EasyUPSC, MPSC
  • A.Delhi Development Authority (DDA)
  • B.Housing and Urban Development Corporation (HUDCO)
  • C.Maharashtra Housing and Area Development Authority (MHADA)✓ Correct Answer
  • D.National Buildings Construction Corporation (NBCC)
▶ Show Explanation

Explanation

The article explicitly mentions MHADA as the nodal agency for the Bandra-Worli redevelopment projects. This is a state-specific body under the Maharashtra government, responsible for housing development in the state.

Source: Bombay HC Upholds ₹37,000 Cr MHADA Cluster Redevelopment for Bandra-Worli Layouts →
Q46.

Consider the following statements regarding the Bombay High Court's ruling on cluster redevelopment:

1. The court held that the government's policy for integrated redevelopment serves the 'larger public interest'.

2. The court ruled that individual housing societies have an absolute right to choose their own developer for redevelopment.

3. The court noted that the developer must obtain consent from at least 51% of the cooperative societies in the layout.

Which of the statements given above is/are correct?

HardUPSC, MPSC
  • A.(A) Only 1
  • B.(B) Only 2
  • C.(C) Both 1 and 3✓ Correct Answer
  • D.(D) All three
▶ Show Explanation

Explanation

Statement 1 is correct as the court explicitly observed the policy serves 'larger public interest'. Statement 2 is incorrect; the court held that societies do not have 'absolute or unfettered' rights over MHADA land. Statement 3 is correct as per the article, the developer is bound to obtain 51% consent of cooperative societies.

Source: Bombay HC Upholds ₹37,000 Cr MHADA Cluster Redevelopment for Bandra-Worli Layouts →
Q47.

According to the news article, what is the approximate combined value of the Bandra and Worli MHADA redevelopment projects cleared by the Bombay High Court?

MediumUPSC, MPSC
  • A.₹18,000 crore
  • B.₹36,000 crore
  • C.₹37,000 crore✓ Correct Answer
  • D.₹50,000 crore
▶ Show Explanation

Explanation

The article states the Bandra and Worli redevelopment projects are 'together valued at over Rs 37,000 crore'. Option B (₹36,000 crore) is a distractor, being the bid amount for the separate Motilal Nagar project.

Source: Bombay HC Upholds ₹37,000 Cr MHADA Cluster Redevelopment for Bandra-Worli Layouts →
Q48.

What is the primary objective of the cluster redevelopment policy upheld by the Bombay High Court?

MediumUPSC, MPSC
  • A.To maximize profits for private developers by allowing high-density construction.
  • B.To allow individual housing societies to independently redevelop their buildings as per their choice.
  • C.To ensure holistic and planned redevelopment of large areas, including proper roads, utilities, and flood management.✓ Correct Answer
  • D.To reduce the role of MHADA in housing redevelopment in Mumbai.
▶ Show Explanation

Explanation

The court observed that integrated redevelopment would allow for the planning of roads, utilities, and amenities from a 'broader perspective' in a 'planned and comprehensive manner', and also proposed solutions for long-term problems like flooding. This is in contrast to piecemeal redevelopment by individual societies.

Source: Bombay HC Upholds ₹37,000 Cr MHADA Cluster Redevelopment for Bandra-Worli Layouts →
Q49.

Which Indian organisation is responsible for manufacturing India's first hydrogen train?

EasyUPSC, SSC
  • A.Integral Coach Factory (ICF), Chennai✓ Correct Answer
  • B.Research Designs and Standards Organisation (RDSO)
  • C.Railway Board (RB)
  • D.Northern Railway
▶ Show Explanation

Explanation

As stated in the article, the hydrogen train was developed by the Chennai-based Integral Coach Factory (ICF). RDSO conducted trials, Railway Board gave approval, and Northern Railway will operate the train.

Source: India's First Hydrogen Train: Jind-Sonipat Route, 75 kmph, 2400 kW Fuel Cell, Launches July 17 →
Q50.

Consider the following statements:

1. India's first hydrogen train will run on the 89 km Jind-Sonipat route under Northern Railway's Delhi Division.

2. The train uses a hydrogen fuel cell that emits only water vapour and has a maximum speed of 75 kmph.

3. The refuelling facility at Jind received a license from the Ministry of Railways.

Which of the statements given above is/are correct?

HardUPSC, SSC
  • A.(A) Only 1
  • B.(B) Only 2
  • C.(C) Both 1 and 2✓ Correct Answer
  • D.(D) All three
▶ Show Explanation

Explanation

Statement 1 is correct: the route is Jind-Sonipat, 89 km, under Northern Railway's Delhi Division. Statement 2 is correct: hydrogen fuel cell emits only water vapour, maximum speed 75 kmph. Statement 3 is incorrect: the license was from the Petroleum and Explosives Safety Organisation (PESO), not the Ministry of Railways.

Source: India's First Hydrogen Train: Jind-Sonipat Route, 75 kmph, 2400 kW Fuel Cell, Launches July 17 →
Q51.

What is the total power output of India's first hydrogen trainset?

MediumUPSC, SSC
  • A.1,200 kW
  • B.2,400 kW✓ Correct Answer
  • C.3,600 kW
  • D.1,800 kW
▶ Show Explanation

Explanation

The 10-car trainset includes two Driving Power Cars (DPCs) each of 1,200 kW, providing a combined power output of 2,400 kW. Option A (1,200 kW) is the power of a single DPC, not the total.

Source: India's First Hydrogen Train: Jind-Sonipat Route, 75 kmph, 2400 kW Fuel Cell, Launches July 17 →
Q52.

What is the primary environmental benefit of using hydrogen fuel cell technology in trains as highlighted in the article?

MediumUPSC, SSC
  • A.Reduced noise pollution compared to diesel trains
  • B.Elimination of all greenhouse gas emissions from rail transport
  • C.Zero tailpipe emissions, with only water vapour as byproduct✓ Correct Answer
  • D.Lower energy consumption than electric trains
▶ Show Explanation

Explanation

The article states that the hydrogen fuel cell process produces only water vapour as an emission, making it a cleaner alternative to fossil fuel-based traction. While hydrogen production may have emissions, the train itself has zero tailpipe emissions of pollutants or CO2. Options A and D are not mentioned, and option B is incorrect because the article does not claim elimination of all greenhouse gases (depends on hydrogen source).

Source: India's First Hydrogen Train: Jind-Sonipat Route, 75 kmph, 2400 kW Fuel Cell, Launches July 17 →

Why Practice Current Affairs Questions Daily?

For UPSC, MPSC, SSC, Banking & Teaching exams, reading current affairs is only half the work. Practising questions immediately after reading triggers active recall, which is scientifically proven to improve long-term retention compared to passive reading.

  • Identify Knowledge Gaps: MCQs reveal what you missed, specific percentages, committee names, constitutional articles, or ministry affiliations.
  • Build Elimination Skills: Exam-style distractors train you to eliminate wrong options confidently, especially in UPSC statement-based questions.
  • Reinforce Static GK Links: Each question links back to a source article, helping you connect current events to static textbook concepts.

Frequently Asked Questions

What are the important current affairs questions for 12 July 2026?▼

This page contains 52 current affairs questions from 12 July 2026, covering multiple topics. All questions are sourced from The Hindu and Indian Express with detailed explanations.

How to use 12 July 2026 current affairs questions for UPSC preparation?▼

Read each question carefully, attempt an answer mentally, then check the correct option and read the explanation. Focus on statement-based questions for Prelims practice and link each topic to your static GK notes. Use the interactive quiz for timed practice.

How many current affairs questions should I practice daily?▼

Ideally 20-40 questions daily. Practicing daily current affairs MCQs from The Hindu and Indian Express improves both speed and conceptual clarity for UPSC, SSC and Banking exams.

Are these questions based on The Hindu and Indian Express?▼

Yes. All daily current affairs questions on this platform are sourced from important news articles published in The Hindu and Indian Express, filtered for exam relevance.

What is the best way to use these question pages for revision?▼

Read the question and attempt an answer mentally, then reveal the explanation. Use the Table of Contents to jump to topics you are weak in. Finish by taking the linked interactive quiz for timed practice.

All Questions in This Set

  1. Q1. body is the apex appellate authority under the Right to Inform…
  2. Q2. Consider the following statements regarding the RTI Act, 2005:…
  3. Q3. According to the news, what was the total grant-in-aid receive…
  4. Q4. is the primary significance of the CIC's order in this case?
  5. Q5. Consider the following statements: 1. The Election Commission …
  6. Q6. With reference to the India-New Zealand relations, consider th…
  7. Q7. one of the following best describes the source of propulsion i…
  8. Q8. With reference to Section 69A of the IT Act, consider the foll…
  9. Q9. body is responsible for granting in-principle approval (Accept…
  10. Q10. Consider the following statements regarding Project 17A: 1. T…
  11. Q11. is the displacement of INS Mahendragiri, as mentioned in the n…
  12. Q12. is the primary strategic significance of the rapid commissioni…
  13. Q13. international organization commissioned the first scientific r…
  14. Q14. Consider the following statements regarding the UN's first sci…
  15. Q15. According to the UN report, what percentage of global AI compu…
  16. Q16. is one of the key dangers highlighted by the UN report regardi…
  17. Q17. organization's foundational mandate is European security, as m…
  18. Q18. Consider the following statements regarding the 2026 NATO summ…
  19. Q19. According to the article, what amount did European allies pled…
  20. Q20. is the primary reason European allies are seeking greater defe…
  21. Q21. ministry/department is primarily responsible for negotiating t…
  22. Q22. Consider the following statements regarding the India-Canada C…
  23. Q23. did the 2nd round of India-Canada CEPA negotiations take place?
  24. Q24. is the primary strategic objective of the India-Canada CEPA in…
  25. Q25. international treaty governed the 2016 arbitral ruling on the …
  26. Q26. Consider the following statements regarding the 2016 South Chi…
  27. Q27. many nations issued the joint statement reaffirming the 2016 S…
  28. Q28. is the primary significance of the 2016 UNCLOS arbitral ruling…
  29. Q29. US military command was responsible for launching the strikes …
  30. Q30. Consider the following statements: 1. The US launched its thi…
  31. Q31. According to the article, approximately what fraction of the w…
  32. Q32. is the primary concern raised by the closure of the Strait of …
  33. Q33. constitutional body audited the state finances of Telangana an…
  34. Q34. Consider the following statements regarding the financial stat…
  35. Q35. According to the CAG report on State Finances 2024-25, for how…
  36. Q36. does the high interest payment (12.74% of revenue expenditure)…
  37. Q37. institute conducted the study on drone-based TB diagnosis cost…
  38. Q38. Consider the following statements regarding the drone sample t…
  39. Q39. According to the AIIMS Bibinagar study, what was the median tu…
  40. Q40. was the primary objective of the drone programme implemented i…
  41. Q41. organization oversees the Joint Maritime Information Center (J…
  42. Q42. Consider the following statements: 1. The Strait of Hormuz wa…
  43. Q43. According to the article, which route of the Strait of Hormuz …
  44. Q44. is the primary assertion made by the US Central Command regard…
  45. Q45. state government body is primarily responsible for the cluster…
  46. Q46. Consider the following statements regarding the Bombay High Co…
  47. Q47. According to the news article, what is the approximate combine…
  48. Q48. is the primary objective of the cluster redevelopment policy u…
  49. Q49. Indian organisation is responsible for manufacturing India's f…
  50. Q50. Consider the following statements: 1. India's first hydrogen …
  51. Q51. is the total power output of India's first hydrogen trainset?
  52. Q52. is the primary environmental benefit of using hydrogen fuel ce…